=== Norpo — High-Risk Payments for WooCommerce ===
Contributors: norpo
Donate link: https://norpo.io/
Tags: woocommerce, payment gateway, high risk, crypto, usdc
Requires at least: 5.8
Tested up to: 7.0
Stable tag: 1.0.0
Requires PHP: 7.2
WC requires at least: 5.8
WC tested up to: 10.8.1
License: GPLv3
License URI: http://www.gnu.org/licenses/gpl-3.0.html

Accept cards, wallets, bank transfers and 50+ crypto assets. Cascade routing turns declines into approvals; funds settle to a wallet only you control.

== Description ==

Norpo is a payment gateway for merchants who cannot get, or do not want, a traditional merchant account. Install the plugin, paste a wallet address, and a card-and-crypto checkout appears in your cart — the same day, with no business verification.

Every transaction is scored and routed across 50+ acquirers and methods. When one declines, the order is re-routed rather than lost. Each captured order settles straight to a wallet only you control, in USDC — Norpo never takes custody of your balance.

=== Features ===

* Live the same day — no merchant interview, no KYB, no rolling reserve.
* Visa, Mastercard, Amex, Apple Pay, Google Pay, SEPA and local bank transfers.
* 175+ payment methods across 180+ countries, behind one checkout.
* Cascade routing across 50+ acquirers — a decline is retried, not lost.
* Self-custody payouts: funds land in your own wallet, per order, in USDC.
* No chargebacks — captured payments are final, so there are no dispute bills.
* Classic checkout and the Cart/Checkout blocks are both supported.
* Brand the hosted checkout with your own logo and colours.

=== Pricing ===

A flat percentage on successful orders. No setup fee, no monthly minimum, no rolling reserve. See https://norpo.io/pricing for current rates.

== Installation ==

1. In WordPress go to **Plugins → Add New → Upload Plugin** and upload the ZIP.
2. Activate the plugin.
3. Go to **WooCommerce → Settings → Payments**.
4. Open **Norpo — Cards, wallets & bank transfers (cascade routing)**.
5. Tick *Enable*, paste your **USDC (Polygon) wallet address**, and save.

That is the whole setup — there are no API keys to request.

Optionally set a custom logo, background, theme and button colour so the hosted
checkout matches your store.

== Frequently Asked Questions ==

= Do I need an API key? =

No. The payout wallet address is the only required setting.

= Where does my money go? =

Straight to the wallet you entered, per order, in USDC — usually within about
two minutes. Norpo never holds your balance.

= Which wallet address should I use? =

A self-custodial USDC (Polygon) address that you control. Do not paste a token
contract address or an exchange deposit address.

= What about chargebacks? =

Captured payments are final and irreversible, so there are no chargeback fees.

= My customer paid less than the order total. =

The gateway compares the received amount against the order total and marks the
order failed if it falls below your configured *Fees Tolerance*. Adjust that
setting under the gateway options.

== Changelog ==

= 1.0.0 =
* First Norpo release: cascade routing, white-labelled endpoints, block
  checkout support, and self-custody USDC settlement.
